Making a healthy Credit Guarantee Company and a caring companion for Small, Medium Enterprises and Cooperatives (UMKM) Towards Success and Independence so that there is an increase in competitiveness and community welfare
Establishment of PT. Jamkrida Central Kalimantan is motivated by UMKM problems, namely:
- The problem of capital or access to sources of financing is the main problem that hinders the development of UMKM.
- Access to the formal financial sector is still an obstacle for most Indonesians, including UMKM.
- UMKM problems in dealing with banks are caused by, among other things, limited legality, difficulty meeting bank requirements, and high loan interest rates.
- Limited collateral owned by UMKM is also a problem for UMKM in obtaining financing from banks.